This product is unique in the market as it is the only policy in the UK specifically for hygienists and therapists. Usually insurance policies include dentists, who typically have a higher exposure of risk and therefore increase the chances of a higher premium.
BSDHT Indemnity is an exclusive offering for BSDHT members and can be purchased at any point in the year.
This bespoke policy has been designed by the BSDHT and Howden, a chartered insurance broker with a specialist care and medical team.
Helen Minnery, president of the BSDHT, said: “Indemnity is such an important requirement within healthcare and dentistry, but to be truly effective that protection must be tailored to an individual’s needs.
“The BSDHT have a long standing reputation for representing the best interests of practicing dental hygienists and those dually qualified in dental hygiene and therapy; by launching this bespoke insurance plan we want our members to feel both confident and reassured that there is policy that is specifically built for them.
“Being a low exposure and low risk group, it’s unfair for dental hygienists and dental therapists to have to incur the higher premiums of typical insurance policies and BSDHT Indemnity seeks to correct this.
“We are always looking for new and innovative ways to increase the range of benefits offered to our members and BSDHT Indemnity is an excellent example of this. This is an exclusive BSDHT member benefit that is competitively priced even when including your membership fee. We sincerely hope that our members will take advantage of this new policy.”
Adam Burr, divisional director at Howden Care & Medical division, said: “As an insurance broker specialising in the medical sector we are delighted to collaborate with the BSDHT to deliver this bespoke indemnity product.
"Having drawn on the expertise of both organisations, and having spent time researching BSDHT members, we are confident that the offering will be well received.”